https://1099-vs-w2-calculator.pages.dev/blog/ Guides and explainers from 1099 vs W-2 Calculator en-us https://1099-vs-w2-calculator.pages.dev/blog/how-much-more-to-charge-1099-contractor https://1099-vs-w2-calculator.pages.dev/blog/how-much-more-to-charge-1099-contractor The 25-40% rule is real, but here is what is actually inside it: self-employment tax, health insurance, lost 401(k) match, and unpaid PTO, worked out on an $80,000 salary. Thu, 01 Oct 2026 18:40:43 GMT https://1099-vs-w2-calculator.pages.dev/blog/switching-w2-to-1099-hidden-costs https://1099-vs-w2-calculator.pages.dev/blog/switching-w2-to-1099-hidden-costs Thinking of going 1099? The gross rate looks great until you meet the $7,650 self-employment tax bill, $27,000 health premiums, unpaid PTO, and quarterly taxes. The full honest accounting. Thu, 01 Oct 2026 18:40:43 GMT